Legal agreement governing your use of our gaming platform
Last Updated: January 2026
Important Notice: By accessing and using the oyo90 platform, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our services.
For the purposes of these Terms & Conditions, the following definitions apply:
These Terms & Conditions constitute a legally binding agreement between you and oyo90. By registering an account, depositing funds, or participating in any gaming activity on our platform, you confirm your acceptance of these terms in their entirety.
We reserve the right to modify, update, or change these Terms & Conditions at any time without prior notice. Such changes become effective immediately upon publication on the website. It is your responsibility to review these terms periodically. Continued use of oyo90 services after any modifications constitutes your acceptance of the updated terms.
If any provision of these Terms & Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed, and the remaining provisions shall continue in full force and effect.
To use oyo90 services, you must meet all of the following eligibility criteria:
You must be at least 21 years of age to create an account and participate in any gaming activity on oyo90. We strictly enforce this age requirement and conduct age verification procedures. By registering, you represent and warrant that you meet this minimum age requirement.
Our services are primarily intended for residents of Indonesia. You must be physically located in Indonesia at the time of registration and while using our services. We employ geolocation technology to verify your location. Access from jurisdictions where online gambling is prohibited is strictly forbidden.
You must have full legal capacity to enter into this agreement. You must not be subject to any legal restrictions that would prevent you from participating in online gaming activities. You must not be self-excluded from gambling activities or registered on any responsible gaming database.
You agree to provide accurate, current, and complete information during registration and to maintain and update such information to keep it accurate and complete. We reserve the right to request identity verification documents (KTP, passport, utility bills, bank statements) at any time to confirm your eligibility.
Indonesia Market Requirements: All players must be Indonesian residents aged 21 or older. We accept identity verification using Indonesian national identity cards (KTP/e-KTP). Account holders must use payment methods registered in their own name matching their verified identity.
You may register only one account with oyo90. Multiple accounts are strictly prohibited. If we discover that you have opened or attempted to open multiple accounts, we reserve the right to close all such accounts, void all bets, and confiscate any funds or winnings.
During registration, you must provide accurate personal information including your full legal name, date of birth, email address, phone number, and residential address. Providing false or misleading information is grounds for immediate account termination.
You are solely responsible for maintaining the confidentiality of your account credentials (username and password). You must not share your login details with any third party. Any activity conducted through your account is your responsibility, whether authorized by you or not.
You must immediately notify oyo90 if you suspect unauthorized access to your account or any security breach. We recommend enabling two-factor authentication and using a strong, unique password that is not used for other online services.
You must promptly update your account information if your email address, phone number, residential address, or payment method details change. Failure to maintain accurate information may result in delays in withdrawals, account verification, or communication from our customer support team.
The following activities are strictly prohibited and constitute grounds for immediate account suspension or termination:
oyo90 supports deposits through various Indonesian payment methods including bank transfers (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, BSI, Bank Permata) and e-wallets (OVO, DANA, GoPay, ShopeePay, LinkAja). All deposits are processed in Indonesian Rupiah (IDR).
The minimum deposit amount is Rp 50,000. There is no maximum deposit limit, but individual payment methods may impose their own limits. Deposits are typically credited to your account instantly, though some methods may take up to 15 minutes during peak periods.
You may only deposit funds from a payment method registered in your own name. Third-party deposits are prohibited. We reserve the right to request proof of payment method ownership and return deposits made from unverified sources.
The minimum withdrawal amount is Rp 50,000. Withdrawals must be made to a payment method registered in the same name as your oyo90 account. We process most withdrawal requests within 15 minutes to 2 hours during business hours (WIB).
Before processing your first withdrawal, we may require you to complete account verification by submitting identity documents (KTP), proof of address, and proof of payment method ownership. This is a standard anti-money laundering (AML) and fraud prevention procedure.
oyo90 does not charge withdrawal fees. However, your payment provider (bank or e-wallet) may impose transaction fees outside our control. We are not responsible for third-party charges.
Deposits must be wagered at least once before withdrawal to comply with anti-money laundering regulations. Bonus funds are subject to specific wagering requirements detailed in the bonus terms. Attempting to withdraw funds without meeting wagering requirements may result in withdrawal rejection or account review.
All transactions are conducted in Indonesian Rupiah (IDR). If you deposit using a payment method that operates in a different currency, your bank or payment provider will handle the conversion, and exchange rate fees may apply.
oyo90 offers various bonuses and promotions including welcome bonuses, deposit bonuses, cashback offers, free spins, and loyalty rewards. Each bonus is subject to specific terms and conditions that must be reviewed and accepted before claiming.
Bonuses are intended for recreational players only. Bonus abuse, including but not limited to creating multiple accounts to claim bonuses, betting patterns designed to exploit bonus terms, or any other form of fraudulent activity, will result in bonus forfeiture and possible account termination.
Most bonuses are subject to wagering requirements before winnings can be withdrawn. Wagering requirements specify the number of times the bonus amount (or bonus plus deposit amount) must be wagered on eligible games. For example, a Rp 100,000 bonus with 30x wagering requires Rp 3,000,000 in total bets before withdrawal.
Different game types contribute differently to wagering requirements. Slots typically contribute 100%, while table games like Baccarat and Roulette may contribute 10-20%. Sports bets usually require minimum odds (e.g., 1.75 or higher) to count toward wagering.
Only one active bonus is permitted per account at any time. You cannot combine multiple bonuses. Bonuses have validity periods, typically ranging from 7 to 30 days. If wagering requirements are not met within the validity period, the bonus and any associated winnings will be forfeited.
Maximum bet limits apply when playing with bonus funds, typically Rp 10,000 to Rp 25,000 per bet depending on the specific promotion. Exceeding maximum bet limits while wagering bonus funds may result in bonus forfeiture.
We reserve the right to void bonuses, withhold winnings, or close accounts if we determine that bonus terms have been violated or that fraudulent activity has occurred. Our decisions regarding bonus eligibility and forfeiture are final.
All games on oyo90 use certified Random Number Generator (RNG) technology to ensure fair and random outcomes. Sports betting odds are determined by our trading team based on market conditions, team performance, and statistical analysis.
We do not manipulate game results or betting odds to favor the house beyond the normal mathematical house edge inherent in casino games and bookmaker margins in sports betting.
Each game offered on oyo90 has specific rules, payout structures, and house edges. It is your responsibility to understand the rules of any game before placing bets. Game rules are available within each game interface or by contacting customer support.
In sports betting, bets are settled according to the official results declared by the relevant sporting authority. In case of match postponement, cancellation, or abandonment, specific settlement rules apply as detailed in our sports betting rules section.
We make every effort to settle bets promptly and accurately. However, in cases of technical errors, obvious pricing mistakes, or malfunctions, we reserve the right to void bets and refund stakes. Our decision on bet settlement is final.
If you believe a bet has been settled incorrectly, you must notify customer support within 14 days of the bet settlement. Claims made after this period will not be considered.
Players are expected to conduct themselves respectfully toward other players and oyo90 staff. Abusive, threatening, or harassing behavior in chat features, customer support interactions, or any other communication channel is strictly prohibited and may result in account suspension.
oyo90 is committed to promoting responsible gaming and preventing problem gambling. We provide comprehensive tools to help you maintain control over your gaming activity:
You may set daily, weekly, or monthly limits on deposits, losses, and wagering amounts. You may also set session time limits to control how long you play in a single session. Limits take effect immediately but can only be increased after a 24-hour waiting period.
You may request temporary or permanent self-exclusion from your account. Temporary exclusions can be set for 24 hours, 7 days, 30 days, or 3 months. During the exclusion period, you will not be able to log in or deposit funds. Permanent self-exclusion closes your account indefinitely.
Persons under 21 years of age are strictly prohibited from creating accounts or participating in any gaming activity on oyo90. We conduct age verification checks and may request identification documents to confirm compliance.
If you feel that gambling is becoming a problem, please contact our customer support team for assistance. We can provide information about responsible gaming resources and help you implement account restrictions or self-exclusion measures.
To the fullest extent permitted by applicable law, oyo90 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or goodwill, arising from your use or inability to use our services.
We are not responsible for any losses resulting from technical malfunctions, internet connectivity issues, unauthorized access to your account due to your failure to maintain security, or any force majeure events beyond our reasonable control.
Our maximum aggregate liability to you for all claims arising from your use of oyo90 services shall not exceed the total amount deposited into your account during the six months preceding the event giving rise to liability.
You agree to indemnify and hold harmless oyo90, its operators, employees, and affiliates from any claims, damages, or expenses arising from your breach of these Terms & Conditions or your violation of any applicable laws.
We reserve the right to suspend your account temporarily while investigating suspected breaches of these Terms & Conditions, fraudulent activity, or bonus abuse. During suspension, you will not be able to access your account or place bets, but your funds will remain secure.
We reserve the right to terminate your account at any time if you breach these Terms & Conditions, provide false information during registration, engage in fraudulent activity, abuse bonuses, or otherwise violate our policies. Upon termination, any remaining funds in your account will be returned to you minus any amounts owed to oyo90, provided you have not engaged in fraudulent conduct.
You may request account closure at any time by contacting customer support. Before closing your account, you must withdraw any remaining funds and settle any pending bets. We will process your closure request within 7 business days.
Following account termination, you must not attempt to create a new account or access oyo90 services through another person's account. Sections of these Terms & Conditions that by their nature should survive termination shall continue to apply, including provisions related to intellectual property, limitations of liability, and dispute resolution.
These Terms & Conditions are governed by and construed in accordance with international gaming industry standards and practices. Any disputes arising from your use of oyo90 services shall be resolved through good-faith negotiation and, if necessary, binding arbitration.
In the event of a dispute, you agree to first contact our customer support team to seek an amicable resolution. If the dispute cannot be resolved through customer support, you may escalate the matter to our disputes department by sending a detailed written complaint to our support email.
We will make every reasonable effort to investigate and resolve disputes fairly and promptly. Our decisions regarding game outcomes, bet settlements, bonus eligibility, and account management are final and binding.
If you have any questions, concerns, or complaints regarding these Terms & Conditions or any aspect of oyo90 services, please contact our customer support team:
Our Indonesian-speaking customer support team is available around the clock to assist you with any inquiries. We aim to respond to all support requests within 4-6 hours.
Effective Date: These Terms & Conditions are effective as of January 1, 2026, and apply to all users of oyo90 services. By continuing to use our platform after this date, you acknowledge your acceptance of these terms.
You must be 21 years or older to use oyo90 services. We strictly enforce age verification procedures.
Multiple accounts are prohibited. Maintain accurate information and keep credentials secure.
All games use certified RNG technology. Fraudulent activity results in immediate account termination.
Use our self-imposed limits, self-exclusion tools, and contact support if you need assistance.
Explore our other resources to understand your rights and responsibilities as an oyo90 player